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Credit Card Processing

Upgrade your debit card and credit card processing to personal payment processing from First State Bank and our partner BASYS Processing. 

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Mortgages

Buying a new home? Refinancing your current house? We’ve got a residential mortgage plan to fit your lifestyle and your needs with fixed and adjustable rate options. 

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Mobile Deposit

Deposit checks 24/7? There’s an app for that. Just download our KeysBank Mobile app to make deposits from your mobile device anytime, anywhere. 

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Instant Issue Debit Cards Available - Get Yours Today!

I recently opened a new account with First State Bank and had a great experience. The process was straightforward, and the staff was friendly, professional, and welcoming. It's refreshing to deal with a local bank that values personal service and takes the time to make customers feel appreciated. I'm looking forward to building a long-term banking relationship with First State Bank. Highly recommend!

Jeremy W

FSB GIVES BACK

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Go Conchs! Celebrating KWHS Volleyball

We are excited to be a $500 Spike Level Sponsor of the Key West High School Volleyball Program!

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First State Bank Celebrates the Best Team in Banking

Our 2026 First State Bank Employee Appreciation Party at Casa Marina was a wonderful opportunity to relax, connect, and celebrate the people who make First State Bank so special.

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FSB Proudly Sponsors A Night in Monaco

First State Bank is proud to be a Grand Salon Sponsor of the Florida Keys Board of Realtors' A Night in Monaco Gala! Assistant Branch Operations Manager Karinna Placencia presented the sponsorship check on behalf of First State Bank.