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Personal
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SAVINGS
ACCOUNTS
Personal
Savings
TNT
Money Market Savings
Insured
Investor Money Market
Holiday
Club Savings
PERSONAL
SAVINGS
This
account provides easy access to your funds while earning
interest. It's also an excellent liquid investment
account to save for the things you want, especially when
you use our automatic transfer from checking to savings
program. If you wish, your Savings account can be linked
to your Personal Checking account for overdraft
protection.
Minimum
opening deposit: $100.
Interest paid on Daily Collected Balance of $25 or more.
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Average
Monthly Balance
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Maintenance
Fee Assessed
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$200
or more
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None
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$0
to $199
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$2
per month
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If
you maintain a minimum balance of $1,000 or more in your
Personal Savings account, you qualify for our First
Choice Checking account. With First Choice you can enjoy
the benefits of free checking and a host of other
services at no additional charge.
Transfers
from a Personal Savings account to another account or to
third parties by preauthorized, automatic, telephone or
computer transfer are limited to six per month with no
transfers by check, draft, debit card or similar order
to third parties. A fee of $1 will be charged for each withdrawal in excess of
three during a month.
Disclosures
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TNT
FUND MONEY MARKET SAVINGS
The
highest savings or money market rate of any bank in
Monroe County. This is what the TNT Fund can pay you on
your account balance. The higher the balance the more
you earn.
Minimum
opening deposit: $2,500.
Interest paid on Daily Collected Balance of $2,500 or
more.
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Average
Monthly Balance
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Maintenance
Fee Assessed
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$2,500
or more
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None
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$0
to $2,499
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$10
per month; no interest paid
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Transfers
from a TNT Fund Money Market Savings account to another
account or to third parties by preauthorized, automatic,
telephone or computer transfer are limited to six per
statement cycle with no transfers by check, draft, debit
card or similar order to third parties.
Disclosures
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INVESTOR
INSURED MONEY MARKET
This
excellent liquid investment account combines the high
rate of a money market account with check writing
convenience and interest compounded monthly.
Minimum
opening deposit: $2,500.
Interest paid on Daily Collected Balance of $1,000 or
more.
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Average
Monthly Balance
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Maintenance
Fee Assessed
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$2,500
or more
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None
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$1,000
to $2,499
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$10
per month; interest paid at NOW account
rate
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$0
to $999
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$10
per month; no interest paid
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Transfers
from an Insured Investors Money Market account to
another account or to third parties by preauthorized,
automatic, telephone or computer transfer are limited to
six per statement cycle with no more than three by
check, draft or similar order to third parties. A fee of $2 will be charged for each transaction in excess of
six during a statement cycle.
Disclosures
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HOLIDAY
CLUB SAVINGS
Find
it difficult to save money for the holidays?
Open a First State Bank Holiday Club Savings
Account. Funds
are transferred automatically from your First State Bank
checking or savings account weekly, bi-weekly or
monthly. Funds
are held in a safe, insured, interest-earning savings
account until November 1st.
Then your money is deposited back into your
checking account just in time for all your holiday
purchasing.
You must
maintain a minimum balance of $25 in the account to
obtain the disclosed annual percentage yield.
A
fee of $10 will be charged for each withdrawal.
Disclosures
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