Our First Choice Checking account is the obvious choice when you want to enjoy the benefits of no-fee checking and a host of other services at no additional charge. All you need to be eligible for First Choice is a minimum balance of $1,000 in a First State Savings account.* Here are all the cost-saving and time-saving benefits you get with your First Choice account: 

·         Personal Checking account  

·         First order of 50 personalized checks free  

·         Cash Cow^SM ATM & Check Card  

·         Overdraft protection  

·         Online Banking at KeysBank.com  

·         Cash Cow^SM TellerPhone: 293-0000 or 1-800-451-6556  

·         Combined monthly statement  

*Personal Checking account fees apply if the required minimum balance is not maintained.  

·         Personal Checking account  

There comes a time in life when you feel entitled to the best life has to offer. That time is Prime Time. And if you're 55 or over, Prime Time 55^SM is the best account of its kind you're going to find anywhere.

We begin by giving you a special 1/4% interest increase on new CD's above and beyond our already high interest rate. That applies to all new CD's you purchase from First State Bank. And there's a lot more to interest you besides high interest. Just look at all the other valuable benefits we give you:

·         Personal Checking account  

·         Free personalized checks

·         Cash Cow^SM ATM & Check Card  

·         Free cashier's checks and traveler's cheques  

·         1/4% interest rate increase on CD's

·         25% discount on safe deposit box rental (subject to availability)  

·         Overdraft protection  

·         Online Banking at KeysBank.com 

·         Cash Cow^SM TellerPhone: 293-0000 or 1-800-451-6556  

·         Free copying service

·         Free notary service

·         Combined monthly statement

·         Waiver of CD penalty for early withdrawal in the event of a medical emergency

·         Free bond coupon redemption and immediate deposit credit to account 

To qualify for a Prime Time 55^SM account, all you need is a Personal Checking account and one or more investment accounts (Savings, CD or Money Market). Combined minimum balances for all accounts must be $5,000 or more.* 

*Personal Checking account fees apply if required minimum balance is not maintained.

Disclosures

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First State Bank's Personal Checking account gives you a safe and convenient way to shop or pay bills. Your monthly statement makes it easy to monitor expenses and maintain records.

Minimum opening deposit: $100. 

No maintenance fee is assessed if Average Daily Balance is $1,000 or more. 

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Another honey of an idea for our customers. Totally free checking. Yes indeed, now you can write all the checks you want with no minimum balance, no monthly service charge and no per check charge. 

You must order duplicate checks.  You must deposit $100 to open this account.

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Disclosures

Not just a checking account - but a checking account which earns monthly compounded interest.
Minimum opening deposit: $1,000.
Interest paid on Daily Collected Balance of $1,000 or more.

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Disclosures

The more money you keep in your Super NOW account, them more money you earn in monthly compounded interest.
Minimum opening deposit: $2,500.
Interest paid on Daily Collected Balance of $2,500 or more.

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Disclosures