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CERTIFICATE OF DEPOSIT (CD) & 
INDIVIDUAL RETIREMENT (IRA) ACCOUNTS

  Certificate of Deposit (CD)

  Individual Retirement Account (IRA)

CERTIFICATES OF DEPOSIT (CD)

Certificates of Deposit are investment options that offer high rates of interest for specific amounts of time. At First State Bank you can choose from a variety of F.D.I.C. insured and profitable CD's. We can show you how our flexible terms can help you reach your financial goals.

Minimum investment: $1,000.
Terms available from 7 days to 7 years or more.

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INDIVIDUAL RETIREMENT ACCOUNTS (IRA)

The First State Bank IRA offers you an exciting opportunity to defer taxes on part of your income now while saving for the future. It can be an important supplement to Social Security and company pension benefits during your retirement years. Both Fixed Rate IRA's and Variable Rate IRA's are available.  We offer Traditional, Roth, SEP and Coverdell Education Savings Account (CESA) IRA’s.

Minimum investment: $500.
Terms available from 7 days to 7 years or more.

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