Glossary of Loan Terms

Financial Calculators

 

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CONSUMER & PERSONAL LOANS

  Home Equity Lines of Credit (HELOC)

  Home Improvement/Home Equity Loans

  Car Loans

  Boat Loans

HOME EQUITY LINES OF CREDIT (HELOC)

A Home Equity Line of Credit is a revolving line of credit that's based on the equity in your home. You apply just once, and then when you need money, simply write yourself a check up to your approved credit limit. Use it for home improvements, college tuition, consolidating bills, anything you want. And, in many cases, the interest may be tax-deductible (please consult with your personal tax advisor).

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HOME IMPROVEMENT/HOME EQUITY LOANS

Your home is probably the most important investment you will ever make. Every dollar you spend to improve it is a wise investment in your future. With a First State Bank Home Improvement/Home Equity Loan you can add a pool, remodel your kitchen, build a new master bedroom...and add a lot more pleasure and convenience to everyday living for your family. Or, use your Home Improvement/Home Equity Loan for college tuition, consolidating bills, anything you want.

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CAR LOANS

First State Bank car loans are available for both new and used cars with simple interest rates and terms to meet your budgetary needs.

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BOAT LOANS

First State Bank's simple interest boat loans are available for both new and used boats and are tailored to fit your lifestyle and cash flow.

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