First State Bank of the Florida Keysbanking in the keyskeys community
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Statement of Condition

Valued Customers, Employees, and Friends:

First State Bank of the Florida Keys remained financially strong and profitable in 2012 in spite of a sluggish economy, low interest rates, increased regulatory mandates, and an increasingly competitive environment.

The Bank's continued success is a direct reflection of its ability to adapt to change, act on opportunities, and overcome economic challenges while remaining true to its core values and embracing a philosophy of long-term planning, managed growth, conservative lending, and technological effectiveness, as well as its local market strategy.

These time-tested principles, combined with a dedicated and seasoned local Board of Directors, a committed team of banking professionals, and a historic commitment to Monroe County, have positioned First State Bank of the Florida Keys to remain successful in the present, while preparing for the future.

Click here to read the entire 2012 Statement of Condition


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