Today more than ever before people are using debit and credit cards to pay for goods and services.  That's why as a merchant it is so important that your debit and credit card processing system is up and running all day, every day.  First State Bank offers a one-stop shop with over 33 years of experience, which is why we understand how critical your card processing capabilities are to the success of your business.  For that reason we are totally committed to providing you with the features, convenience, and service you're looking for from a processor. 

One terminal is used to authorize, capture, transmit, settle and fund all credit and debit card transactions, virtually eliminating reconciliation problems.  What's more, First State Bank's ATM gateway connections give you access to regional, national, and international networks.  We also serve as your single contact, greatly simplifying your operation, and saving you considerable time and money in the process.

No matter which card your customer carries, First State Bank can process it.  A state-of-the-art electronic point-of-sale terminal assures prompt authorization, settlement and funding.  There is ongoing fraud control and monitoring, along with 24-hour support and terminal replacement capability.  And remember, with First State Bank local help is only a phone call away.

Trust the oldest bank in the Keys to provide you with the latest in merchant service processing technology.  At First State Bank, your merchant service needs are always a priority.  If your system is down, you're not making money.  We're dedicated to keeping your business up and running no matter what it takes.  You have our word on it!